# wiseowlwills.com

> Professionally drafted Wills, LPAs and Living Wills


## Posts

- [Using Discretionary Trusts as a Protective Tool in Your Will](https://wiseowlwills.com/discretionary-trust-in-a-will/): When most people think about making a will, they think about who they want to leave their assets to. But equally important is how those assets are left.
- [How to Protect an Intended Beneficiary's Inheritance From Divorce](https://wiseowlwills.com/protect-inheritance-from-divorce/): For many people, one of the most important reasons to make a will is to provide for their children or grandchildren in a meaningful and lasting way.
- [The Risk of Wasting Funds — Providing for Those in Debt or With Addictions](https://wiseowlwills.com/protect-inheritance-from-debt-addiction/): Making a will involves thinking honestly about the people you love, including those whose circumstances give you cause for concern.
- [Providing for Disabled Beneficiaries in Your Will](https://wiseowlwills.com/leaving-inheritance-to-disabled-beneficiary/): If someone you love has a disability, making provision for them in your will requires careful thought.
- [Providing for Children — What Is a Bereaved Minor's Trust?](https://wiseowlwills.com/bereaved-minors-trust-in-a-will/): If you have children, providing for them after your death is likely to be one of the most important reasons for making a will.
- [The Complete Guide to Protecting Vulnerable Beneficiaries in Your Will](https://wiseowlwills.com/protecting-vulnerable-beneficiaries-in-a-will/): When you make a will, you naturally want the people you love to benefit from your estate in the way you intend.
- [Misconceptions and Myths About Care Home Fees](https://wiseowlwills.com/misconceptions-and-myths-about-care-home-fees/): Care home fees are one of the most significant financial risks that families in England and Wales face in later life, and yet they are also one of the subjects surrounded by the greatest amount of misinformation.
- [What Is a Deliberate Deprivation of Assets?](https://wiseowlwills.com/deliberate-deprivation-of-assets/): One of the most common pieces of advice passed between family members when care home fees become a concern is some version of the following: "Give everything away before you need care, and then they cannot touch it."
- [When Might a Trust Help Protect Against Care Home Fees?](https://wiseowlwills.com/can-trusts-protect-against-care-fees/): Trusts are among the most widely discussed tools in care home fee planning, yet also among the most misunderstood.
- [Why Severing a Joint Tenancy Might Protect Your Home from Care Home Fees](https://wiseowlwills.com/how-severing-joint-tenancy-protects-your-home/): For most couples in England and Wales, the family home is their most significant asset.
- [How Care Home Fees Are Assessed](https://wiseowlwills.com/how-care-home-fees-are-assessed/): When a person needs to move into a residential or nursing care home, one of the first questions their family asks is a simple one - Who is going to pay for it?
- [The Complete Guide to Protecting Your Home from Care Home Fees](https://wiseowlwills.com/how-to-protect-your-home-from-care-fees/): For many families in England and Wales, the family home is the most valuable asset they will ever own.
- [Eight Common Inheritance Tax Mistakes and How to Avoid Them](https://wiseowlwills.com/common-inheritance-tax-mistakes/): Inheritance tax is one of the most misunderstood areas of financial and legal planning in England and Wales.
- [The Residence Nil Rate Band: The Extra Inheritance Tax Allowance on Your Home](https://wiseowlwills.com/the-residence-nil-rate-band/): Most people who have looked into inheritance tax will have heard of the nil rate band, the basic threshold below which no inheritance tax is charged.
- [The Nil Rate Band: Your Inheritance Tax Threshold Explained](https://wiseowlwills.com/the-nil-rate-band/): If you have ever looked into inheritance tax, you will almost certainly have come across the phrase “nil rate band”.
- [Lifetime Gifts and Inheritance Tax: A Complete Guide](https://wiseowlwills.com/inheritance-tax-lifetime-gifts/): One of the most common questions people ask when thinking about inheritance tax planning is whether they can simply give their money or assets away during their lifetime to avoid the problem.
- [Can You Give Away Your House to Avoid Inheritance Tax?](https://wiseowlwills.com/can-you-give-away-your-house-to-avoid-inheritance-tax/): This is one of the most frequently asked questions in inheritance tax planning, and it is entirely understandable why.
- [Who Pays Inheritance Tax: The Estate or the Beneficiaries?](https://wiseowlwills.com/who-pays-inheritance-tax-the-estate-or-the-beneficiaries/): When someone dies, and inheritance tax is due, one of the first questions that arises is a practical one: who actually has to pay it?
- [A Guide to Inheritance Tax in England and Wales](https://wiseowlwills.com/a-guide-to-inheritance-tax/): Inheritance tax is a topic that most people know they should think about, but few truly understand.
- [Should I Include a Trust for My Children in My Will?](https://wiseowlwills.com/should-i-use-a-trust-for-children/): If you have children, one of the most important questions to consider when making your Will is whether to leave their inheritance to them outright or to place it into a trust.
- [Appointing Guardians for Your Children in Your Will](https://wiseowlwills.com/appointing-guardians-for-your-children/): When you are responsible for looking after a child under the age of 18, writing a Will is not simply about deciding who should inherit your money or your home.
- [When Should a Joint Tenancy Be Severed?](https://wiseowlwills.com/when-should-a-joint-tenancy-be-severed/): If you own a property with someone else, the way in which you hold that property matters more than most people realise.
- [Joint Tenancy vs Tenancy in Common: What is the Difference?](https://wiseowlwills.com/joint-tenants-vs-tenants-in-common/): When two or more people buy a property together, they have to make a decision that most people give very little thought to at the time.
- [What is a Life Interest Trust?](https://wiseowlwills.com/what-is-a-life-interest-trust/): When someone wants to provide for their partner after they die, while also making sure their children ultimately inherit, they often face a genuine tension.
- [How to Pass on Digital Assets Through Your Will](https://wiseowlwills.com/how-to-pass-on-digital-assets-through-your-will/): Most of us keep much of our lives online.
- [What if I die without a Will?](https://wiseowlwills.com/what-if-i-die-without-a-will/): Every year in England and Wales, tens of thousands of people die without leaving a valid will.
- [What Is a Letter of Wishes, and Do I Need One?](https://wiseowlwills.com/what-is-a-letter-of-wishes/): When most people think about planning their estate, they focus on the will itself. The will is, of course, the key legal document.
- [What Are Mirror Wills and Are They Right for Us?](https://wiseowlwills.com/mirror-wills-for-couples/): If you and your partner are thinking about writing your wills, there is a good chance someone has mentioned mirror wills to you.
- [When Should I Update My Will?](https://wiseowlwills.com/when-should-i-update-my-will/): Making a Will is one of the most important steps you can take to protect the people you love.
- [What Kind of Provision Should Be Made in a Will for a Blended Family?](https://wiseowlwills.com/how-to-write-a-will-for-blended-family/): Blended families are increasingly common and come in many forms.
- [How Much of My Estate Will Actually Pass to Beneficiaries?](https://wiseowlwills.com/how-much-of-my-estate-will-actually-pass-to-beneficiaries/): Making a will is an important step, but it is only part of the picture.
- [What Should I Do with the Family Home in My Will?](https://wiseowlwills.com/what-to-do-with-family-home-in-will/): For most people, the family home is their single most valuable asset. It may represent decades of mortgage payments, careful saving, and accumulated equity.
- [What Do I Need to Include in My Will?](https://wiseowlwills.com/what-do-i-need-to-include-in-my-will/): Making a will is one of the most important legal steps you can take, but sitting down to actually do it raises a practical question that many people find harder to answer than they expected.
- [How Do I Choose Executors for My Estate?](https://wiseowlwills.com/how-do-i-choose-executors-for-my-estate/): When you sit down to make your will, a great deal of thought naturally goes into deciding who should benefit from your estate.
- [Who Should Inherit My Estate and in What Shares?](https://wiseowlwills.com/who-should-inherit-my-estate/): Deciding who should inherit what you leave behind is, for most people, the most personal part of making a will. There is no single right answer.
- [Left With Nothing: The Hidden Risk Unmarried Couples Face Without a Will](https://wiseowlwills.com/unmarried-partner-inheritance/): If you are living with a partner to whom you are not married or in a civil partnership, it is natural to assume that they would be taken care of if you were to die.
- [How Do I Prevent Family Disputes After I'm Gone?](https://wiseowlwills.com/how-to-stop-will-disputes/): Few things cause as much lasting damage to a family as a dispute over a loved one's estate.
- [Is a DIY Will Safe?](https://wiseowlwills.com/is-a-diy-will-safe/): It is a question that comes up regularly, and it is a fair one.
- [What Happens if My Partner and I Die at the Same Time?](https://wiseowlwills.com/what-happens-if-we-die-at-the-same-time/): It is not a question that most people want to think about for long.
- [What Should I Put in My Will to Make Sure Everyone I Care About Is Protected?](https://wiseowlwills.com/what-should-i-put-in-my-will/): Making a will is one of the most considered and caring things you can do for the people who matter to you.
- [What Happens to the Family Home if I Die Without Making a Will?](https://wiseowlwills.com/what-happens-to-family-home-without-a-will/): For most families, the home is the most valuable asset they own. It is also, in many cases, the most emotionally significant one.
- [What Happens to My Children if I Don’t Make a Will?](https://wiseowlwills.com/what-happens-to-my-children-if-i-dont-make-a-will/): If you have children, one of the most important questions to consider is what would happen to them if you were no longer here.

## Pages

- [Making a Will: A Practical Guide for England and Wales](https://wiseowlwills.com/making-a-will/): A Will decides what happens to your money, property and possessions when you die, who deals with your affairs, and who looks after your children if they are still young.
- [Lasting Power of Attorney Service](https://wiseowlwills.com/services-lasting-power-of-attorney/): £100 for one LPA, or £150 for both, prepared personally, with free home visits across Greater Manchester.
- [Living Will Drafting Service](https://wiseowlwills.com/services-living-will/): Record the medical treatment you would refuse, for a fixed £100, with free home visits across Greater Manchester.
- [Living Wills (Advance Decisions to Refuse Treatment)](https://wiseowlwills.com/living-will-advance-decision/): If you could no longer communicate, would doctors know which treatments you would refuse?
- [Property and Financial Affairs LPA Service](https://wiseowlwills.com/service-property-and-financial-affairs-lpa/): A personal LPA service for a fixed £100, with free home visits across Greater Manchester.
- [Health and Welfare LPA Service](https://wiseowlwills.com/services-health-and-welfare-lpa/): A personal LPA service for a fixed £100, with free home visits across Greater Manchester.
- [Property and Financial Affairs Lasting Power of Attorney](https://wiseowlwills.com/property-and-financial-affairs-lasting-power-of-attorney/): If illness or injury left you unable to manage your finances, who would pay your bills and protect your property?
- [Health and Welfare Lasting Power of Attorney](https://wiseowlwills.com/health-and-welfare-lasting-power-of-attorney/): If illness or injury left you unable to decide for yourself, who would you trust to speak for you?
- [Lasting Powers of Attorney](https://wiseowlwills.com/lasting-power-of-attorney/): The real value of an LPA isn't the document.
- [Notice of Severance](https://wiseowlwills.com/notice-of-severance/): Make sure your share of a jointly owned home passes under your Will, for £20.
- [Letter of Wishes](https://wiseowlwills.com/letter-of-wishes/): A plain-English letter that sits alongside your Will, for £20, to guide your trustees or explain your decisions.
- [Codicils](https://wiseowlwills.com/codicils/): Change your existing Will for a fixed £65, without writing a new one.
- [Trust Wills](https://wiseowlwills.com/trust-wills/): A Will with a trust built in, from £200, with free home visits across Greater Manchester.
- [Mirror Wills](https://wiseowlwills.com/mirror-wills/): Wills for couples from £200 for both of you, with free home visits across Greater Manchester.
- [Basic Wills](https://wiseowlwills.com/basic-wills/): A professional Will-writing service for a fixed £130, with free home visits across Greater Manchester.
- [Areas we serve](https://wiseowlwills.com/areas-we-serve/): The City of Manchester region, including Manchester City Centre, Didsbury, Chorlton, Northenden, Wythenshawe, Cheetham Hill, Moston, Crumpsall, and Higher Blackley.
- [Will writing services in Wigan](https://wiseowlwills.com/will-writing-services-wigan/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Trafford](https://wiseowlwills.com/will-writing-services-trafford/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Tameside](https://wiseowlwills.com/will-writing-services-tameside/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Stockport](https://wiseowlwills.com/will-writing-services-stockport/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Salford](https://wiseowlwills.com/will-writing-services-salford/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Rochdale](https://wiseowlwills.com/will-writing-services-rochdale/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Oldham](https://wiseowlwills.com/will-writing-services-oldham/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Bury](https://wiseowlwills.com/will-writing-services-bury/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Bolton](https://wiseowlwills.com/will-writing-services-bolton/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Will writing services in Manchester](https://wiseowlwills.com/will-writing-services-city-of-manchester/): Professionally drafted Wills, personally prepared using 27 years of legal experience.
- [Thank You Page](https://wiseowlwills.com/thank-you-page/): We have received your query.
- [Privacy Policy](https://wiseowlwills.com/privacy-policy/): Wise Owl Wills Limited ( “Wise Owl Wills”, “Wise Owl”, "us", "we", or "our") operates the http://wiseowlwills.com website (the "Service").This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.We use your data to provide and improve the Service.
- [Blog](https://wiseowlwills.com/blog/): A simple will isn’t always enough. Here’s how to make sure nothing important is left to chance.
- [FAQ](https://wiseowlwills.com/faq/): Find answers to common questions about will writing, costs, timelines, and estate planning. We're here to help you make informed decisions.
- [Contact Us](https://wiseowlwills.com/contact-us/): Tell me what you would like to put in place and I will explain the suitable options, fixed fees and next steps before you decide.
- [Vulnerable Beneficiaries](https://wiseowlwills.com/vulnerable-beneficiaries/): Schedule Consultation With life expectancy increasing and the costs of social care growing dramatically, it is natural to be concerned about what will happen to your savings and assets in the future.
- [Avoiding Care Home Fees](https://wiseowlwills.com/avoiding-care-home-fees/): Protect your assets and secure your family's future with expert estate planning guidance Schedule Consultation With life expectancy increasing and the costs of social care growing dramatically, it is natural to be concerned about what will happen to your savings and assets in the future.
- [Saving Inheritance Tax](https://wiseowlwills.com/saving-inheritance-tax/): In recent years, HMRC has received more Inheritance Tax payments year on year.
- [Home](https://wiseowlwills.com/): No hidden costs, no surprises. Your fee is agreed and fixed before you commit to anything.

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